Oklahoma Central Credit Union

Products And Services

• Rewards Checking

  Get a checking account that gives back. No matter which account you choose, you will enjoy debit card rewards and perks as well as these great features: Debit Cards Online Banking and Bill Pay Credit Score Monitoring and Alerts Mobile App with Smart Deposit eStatements and eDocuments Direct Deposit

  Link: Rewards Checking

• Business Checking

  Our business checking accounts are designed with your business in mind. If you have a small to mid-sized business, our checking accounts offer the conveniences you need, with many low- or no-cost fees for servicing.

  Link: Business Checking

• Merchant Services

  Ready to take your income and your customer base to new levels? Our payment products can make it easier for your customers to pay you and for you to get your money faster! Oklahoma Central's Merchant Services department offers efficient and cost-effective VISA® and MasterCard® payment solutions at your place of business.

  Link: Merchant Services

• Savings Accounts

  Our savings account makes you money by earning competitive dividends while allowing you to access your money whenever you want.

  Link: Savings Accounts

• Financial Planning

  Oklahoma Central Credit Union is committed to helping you organize, manage and monitor your financial affairs through our partnership with Oklahoma Central Financial Planning.

  Link: Financial Planning

• Overdraft Protection

  There are three types of Overdraft Protection available: Share Transfer Overdraft Protection Line of Credit Courtesy Pay

  Link: Overdraft Protection

• Debit Card with Rewards

  All checking accounts come with an Oklahoma Central Debit Card that provides members access to their checking account funds. Use it as a rewards card when you sign up for UChoose Rewards to earn points per dollar spent when you shop for everyday needs.

  Link: Debit Card with Rewards

• uChoose Rewards Program

  uChoose Rewards Program That's right. You can earn rewards by using your Oklahoma Central Debit Card for your purchases.

  Link: uChoose Rewards Program

• Personal Loans

  A personal loan can be the answer when you need cash for a specific purchase or emergency. Whether you choose a secured or unsecured loan, it can be used to consolidate other loans or credit cards, pay medical bills or even take a vacation. Members will receive the entire loan upfront in cash to use as needed. So, the next time you need cash fast, let Oklahoma Central help you meet those financial needs.

  Link: Personal Loans

• Undergraduate Student Loans

  Our aim is to make financing college easier so you can focus on what's really important - achieving your dreams of a higher education at the school of your choice.

  Link: Undergraduate Student Loans

• Upgrade Your Home

  Link: Upgrade Your Home

• Home Mortgage Loans

  Buying a home can be a big step. According to Consumer Reports, credit unions are the best in terms of providing trusted, professional, and affordable mortgage services. From pre-qualification to insurance, Oklahoma Central Credit Union makes it easy.

  Link: Home Mortgage Loans

• Home Equity Loans

  Whether you love the house you're in and just want to make it more functional and attractive, or you've bought a fixer-upper you plan to slowly improve, you need money to make your home improvement happen.

  Link: Home Equity Loans

• Credit Cards

  No matter which card you choose, you’ll enjoy important features like: EMV smart chip technology for added security Mobile purchasing capability for added convenience Plus much more!

  Link: Credit Cards

• Auto Center

  Hassle-Free Auto Loans Boat, Motorcycle, RV, Personal Watercraft Loans Finance at the Dealership Shop Cars from Preferred Dealers

  Link: Auto Center

• Business Lending

  Business Credit Cards Small Business Lending COVID - 19 Response Programs

  Link: Business Lending

• Online Banking & BillPay

  Manage your accounts from the convenience of your home, office or mobile device. Online Banking is a FREE service that offers our members time and money saving tools.

  Link: Online Banking & BillPay

• Mobile Banking & Deposit

  Mobile Banking Smart Deposit Push Notifications Transfers Text Banking

  Link: Mobile Banking & Deposit

• Bank by Phone

  Our 24-hour Bank by Phone service lets you carry out dozens of transactions with the push of a few buttons. All you need is your member number and your four-digit access code.

  Link: Bank by Phone

• Mobile Payments

  Choose your brand: Apple Pay Google Pay Samsung Pay

  Link: Mobile Payments

• Anytime Skip-A-Pay

  Now you have a say when you want to skip-a-pay. Our Anytime Skip-A-Pay program allows you the flexibility to react to situations where you could use a bit more cash for emergencies, vacations, back-to-school costs, paying off holiday debt, or other times when you have higher-than-normal expenses.

  Link: Anytime Skip-A-Pay

• Money Management

  Reach your financial goals with Money Management financial management tool. Visualize and interact with your money. View all your accounts and transactions in a single location. Learn where and how you spend your money. Receive timely alerts and notifications.

  Link: Money Management

• SavvyMoney

  SavvyMoney Credit Score gives you real-time updates of your credit score and credit report. In addition, you can set up credit monitoring to alert you to any changes to your report. This FREE feature is available behind the security of Online Banking (desktop and mobile).

  Link: SavvyMoney

• Service Your Account

  Link: Service Your Account

• Financial Planning

  Oklahoma Central Credit Union is committed to helping you organize, manage and monitor your financial affairs through our partnership with Oklahoma Central Financial Planning.

  Link: Financial Planning

• Financial Calculators

  Choose a Calculator: Mortgage Calculators Auto Loan Calculators Savings Calculators Student Loan Calculators Retirement & Investment Calculators Other Calculators

  Link: Financial Calculators

• Shared Branching

  Shared branching simply means that credit unions share facilities, giving you more than 5,300 convenient locations across the country. It’s like having your credit union with you anywhere you travel.

  Link: Shared Branching

• Get More From Your Membership

  Link: Get More From Your Membership

• Central Perks

  Instant access to discounts at local and national retailers.

  Link: Central Perks

• Insurance

  Link: Insurance

• Debt Protection

  Link: Debt Protection

• Protect Your Investment

  Choose an Investment Auto Insurance Guaranteed Auto Protection (GAP) Extended Protection Plans

  Link: Protect Your Investment

• Safe Deposit Boxes

  Frequently Asked Questions Safe Deposit Box Checklist

  Link: Safe Deposit Boxes